US • United Statesinterest-rates● Current Official Benchmark (2026-10-29)
30-Year Fixed Rate Mortgage Average
Autonomous macro telemetry and statistical observations for 30-Year Fixed Rate Mortgage Average in United States. Sourced from Freddie Mac / FRED and synthesized in real time via Siphtor quantitative research pipelines.
Live Time-Series Data • weekly
30-Year Fixed Rate Mortgage Average
7.24%
Period: Oct 26-0.08 (-1.1%)
Unit: %Telemetry Series ID: mortgage-30y
Siphtor Automated SynthesisAutonomous Macro Telemetry
Observation Window: 2026-10-29
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Trend & Momentum
Mortgage rates fluctuate in close synchrony with the 10-Year Treasury yield plus an elevated mortgage-backed security (MBS) spread.
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Structural Anomaly & Skew
Mortgage origination lock-in effects continue to depress existing home listing inventory to historic lows.
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Forward Macro Outlook
Any durable reduction in 10-Year yields below 4.0% is modeled to unlock significant pent-up residential turnover volume.
Primary Authority: Freddie Mac / FREDSynthesized by Siphtor Autonomous Quant Engine